What does case disposed with disposition of default judgment by court mean? I am the defendant in this case and its a credit card collection case, civil limited.
Asked on 9/11/10, 2:22 pm
It means you lost and they got a judgement against you because you didn't file an answer to the complaint. They can now begin collection using liens, levys and wage garnishment. So unless you just want to pay-up, you need to hire a lawyer immediately and hope there is enough time to try to set aside the default.
Answered on 9/16/10, 3:01 pm
Tim is correct and I would not wait too long to start the process. There are a number of good attorneys out there that will do a motion to set aside the default for a reasonable fee.
Check out the national Association of Consumer Advocates for someone local.
Answered on 9/16/10, 6:29 pm
You will get exactly one opportunity to attempt to persuade the court that you were not served with the lawsuit, or that you had a good excuse for not filing a response within the legal time limit. Your motion to set aside default will also need to demonstrate that you have a valid defense to the lawsuit, for example that they filed past the legal time limit, a collection agency does not have legal authority to file the lawsuit, or other legal defenses that you will want to discuss with a local attorney.
